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Ian Damaged Your Home? Here Are Your First Steps!
Category 4 Hurricane Ian devastated Florida and the Carolinas last week and is currently headed north towards Virginia, Maryland and Pennsylvania. Hundreds of thousands of people remain without power, and reports are still coming in. Although the full extent of the...
Property Damage?
Property damage is a term that gets thrown around quite a bit, since property is prone to being damaged or destroyed. Luckily, the law offers a range of legal remedies for collecting compensation for the damaged property, either from your own insurance company or...
What Is Covered By A Typical Homeowners Insurance Policy?
Homeowner’s coverage offers financial protection against loss resulting from theft, disasters, and accidents. The vast majority of standard policies include four fundamental kinds of coverage: Coverage for home structureCoverage for your personal...
What Causes Flooding And What Will My Homeowners Insurance Company Do For Me?
Florida is a coastal state known for hurricanes, tropical storms, and long rainy seasons that all make flooding a common occurrence. Flooding is a homeowner’s worst nightmare- it can be ridiculously expensive, result in substantial water damage, and if not taken care...
Hurricane Season Homeowner’s Coverage
Florida is known for its hurricanes and tropical storms, so many homeowners in Florida may be wondering: Does their homeowner's insurance cover hurricane damage? If your home has been damaged in a hurricane, you may be asking this question. Most of the time,...
Disputing A Homeowner’s Insurance Claim Denial
People pay their homeowner’s insurance premiums month after month and year after year hoping that disaster doesn't strike - but if it does, their insurance policy will compensate them financially. There may come a time when you must file a property damage claim with...
Ultimate Guide To Florida’s HO3 Homeowners Insurance Policy
Florida is a beautiful, sunny coastal state, but its world-renowned beaches come with a host of problems, from flooding to hurricanes to severe storms. Unfortunately, Florida is equally as known for the common occurrence of natural disasters as it is for its beaches...
Timeline For Florida Home Insurance Claims
Even if you pay your monthly insurance premiums on time for many years, you still may not receive immediate relief when you file a homeowner’s insurance claim in Florida. While it’s impossible to have an exact time frame for an insurance claim payout from start to...
How Long Does an Insurance Company Have to Settle a Homeowner’s Insurance Company a Claim?
Imagine you file a claim for damage to your property through homeowner’s insurance. While the claim is being adjusted by the carrier, you wonder, how long does the insurance company have to make a coverage decision in Florida? In this blog post, let’s answer this...
How Do You Fight and Win a Denied Homeowner’s Insurance Claim in Florida?
Imagine the following: you file a claim for damage to your property with your homeowner’s insurance company and your carrier denies the claim. The next steps you take can make or break your insurance claim. Let’s review the basic steps a homeowner must take to fight...