FL Business Interruption
Florida Business Interruption
In light of current events, many business owners who maintain business interruption insurance want to know if they can recoup loss of business income due to the coronavirus.
The answer is a lawyer answer: it depends. Unlike residential homeowner policies, commercial policies come in a myriad of shapes and sizes and heavily depend on their own language.
That said, here are the steps I recommend a business owner to maximize potential recovery due to a business interruption–be it the coronavirus or another event:
- Consult with an attorney who specializes in insurance coverage, such as business interpretation law, and have the attorney review your commercial policy, for coverage;
- Document and retain all communications, including a phone log every time you speak to your insurance company;
- Retain all financial and personnel records during the interruption in business (preferably in PDF format for easy access); and
- Have your attorney review your claim prior to filing it with your carrier
Find out why hundreds of Central Florida residents have trusted Craig Rolle with their Home Insurance Claim.
Should your insurance company deny your claim, do not be discouraged. This is when the lawyer’s work begins in earnest. Consult with your attorney again to determine if your claim was wrongfully denied and if filing a lawsuit is the proper course of action. It is important that the attorney who handles your business interruption claim have extensive experience litigating cases involving insurance coverage disputes against carriers. Insurance companies keep detailed records on which firms are willing to try cases up to and including trial.
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Mr. Craig Rolle is a knowledgeable, trustworthy and a true honest attorney who guided us through the process of a very difficult time in our life. He helped us getting through our terrible process with dignity and respect. He provided excellent service demonstrating professionalism and personal attention to all the details of our case. He was always easy to get in touch with answering our calls and emails. Mr. Craig Rolle went above and beyond our expectations. We can never thank him enough for helping us in every way he could to help us solve our case. We highly recommend him and anyone will be very lucky to have him as their attorney.
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